We put a lot of effort into our homes. We’re improving the design, function and feel.
We decorate our properties with beautiful antiques and works of art, creating an oasis. We build our lives and we build our families.
We trust that we are safe and secure in our homes, and as soon as our property is broken into, whether we are home or not, our port is in ruins.
Breaking into your property is one of the most hurtful things that can happen to a family. After all, a stranger broke into your home and broke your trust in your safety. You should have the right to sleep safely, your children have the right to feel safe, and as soon as someone breaks into your home you lose that feeling of security.
You might even be losing sleep, which is why you have to Make sure you have adequate home insurance and increased security measures.
Valuable items, expensive items, and even non-valuable items that have been damaged in the break-in are irreplaceable.
Antiques that were hard to come by, your grandmother’s necklace, your bike – these are items that have not just a numerical value, but a deeper, more intrinsic one. While you always need home insurance, you also need to know if your contents are covered and how to avoid a break-in.
What is the prime time for criminal activity?
Garda recently carried out a study showing an increase in break-ins during the winter months. The darkness and short days make your property the perfect victim and this can all happen while you are having a drink with your co-workers after work or even when you are at home and sleeping.
Unfortunately, this trend is increasing, and 2017 saw the biggest slump between 5pm and 10pm. It is also noted that the most common items people steal are jewelry, money, and portable electrical devices, such as televisions and desktop computers.
What can I do to prevent this from happening?
To reduce the chance of a break-in, you need to be extra vigilant. Always secure doors and windows when you leave your property, use timers for your lights in the evening, and of course have and use a security system. In fact, you should arm your belongings even when you are at home.
Most thieves are deterred by these simple measures. If not, the alarm will alert you and the authorities as soon as it happens. Don’t take your personal safety lightly. Protect your home, protect your belongings, and rest assured that there is nothing you can buy.
However, with these increased break-ins, you also want to do as much as possible to make sure you have the best home insurance possible. Undervaluing your items simply means that you are not getting the compensation you need to purchase these replacements.
Jewelry, for example, is often undervalued. This is likely because the resale of your jewelry isn’t that high if, for example, you are trying to sell it yourself.
The most important thing to remember is that your insurance is not there to cover the cost of the value of your belongings, it is to help you replace what has been stolen. It is stated that the average claim for an Irish household is € 4,970. However, before the damage is fixed, put the brakes on and look for ways to prevent a break-in.